Conventional Construction Loans for ADU Financing

• Maximum loan amount is based on "after-improved value" appraisal
• Construction loan can be combined with existing mortgage into a new loan
• Also available for purchase of an existing home and adding a "Granny Flat" or ADU
• Conventional or FHA Construction loans available

Option 1: Conventional ADU Financing (Construction Loan)

• Attached or detached "Guest House" or ADU
• Owner-occupied, second home, or investment property OK

Option 2: FHA ADU Financing (Construction Loan)

• Attached "guest house" or ADU only
• Owner-occupied only
• Credit score starting at 620

Cash-out Refinance Loans for Building ADUs

• Up to 85% loan-to-value on FHA and conventional loans
• Up to 100% loan-to-value on VA loans
• Fast and on time closing
• Minimal cost out-of-pocket including appraisal fee
• Variety of fixed rate and adjustable rate mortgages

NMLS #1439059 Subject to borrower and property qualifications. Terms and conditions are subject to change without notice. Not all applicants will qualify. Corporate office 111 Deerwood Drive, San Ramon, CA 94583. Phone (888) 659-0033

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 FREE: The 2019 Guide To Financing, Planning, & Building an ADU in California